الذكاء الاصطناعي وأثره في المعاملات المالية في الفقه الإسلامي
(Artificial Intelligence and Its Impact on Financial Transactions in Islamic Jurisprudence)
Abstract
This study aims to demonstrate the role of artificial intelligence in financial transactions, its impact on financial behavior and forms of sale, its most important applications, and its relationship to e-commerce, smart contracts, and others. The importance of the research stems from the contemporary technological revolution brought about by artificial intelligence in Islamic law, which has gained great importance in recent years due to its multiple applications in many vital sectors and fields in human societies and its contribution to bringing about radical changes in the economy by providing solutions to most of the challenges facing societies today. Financial transactions are among the fields that have witnessed and kept pace with artificial intelligence, in terms of sales, marketing, and competition through smart mechanisms and means. The study discussed issues of artificial intelligence and its role in developing financial transactions. It presented applied models of financial transactions linked to artificial intelligence and their implications. The study followed an analytical approach, and the research yielded several results, the most important of which is that financial transactions via artificial intelligence achieve some of the general Sharia objectives of money, most notably: the preservation of money, its circulation, and the freedom of competition that artificial intelligence provides in its financial transactions. The study recommended the necessity of coordination between various scientific bodies to clarify the mechanism of artificial intelligence, and to hold joint seminars, conferences, and workshops, opening their doors to researchers.
Key words:
Artificial intelligence - smart transactions - electronic stores - electronic selling
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References
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