The Role of the Muḍārabah Contract in Developing the Shariah Framework for Islamic Banks in Afghanistan
DOI:
https://doi.org/10.31436/ijfus.v10i1.385Keywords:
Islamic Banks, Afghanistan, Muḍārabah, Shariah FrameworkAbstract
The core issue of this study lies in clarifying the role of the Muḍārabah contract in developing the Shariah framework of Islamic banks in Afghanistan. Muḍārabah is considered one of the significant and influential Islamic alternatives to the interest-based investment system. This product serves as an Islamic method for investment in financing industrial, commercial, and other projects in Afghanistan. The study aims to explain the nature of banking Muḍārabah and the necessity of developing this product in Afghan banks, as this contract plays an essential role in enhancing the Shariah framework of Islamic banking in Afghanistan. It requires establishing legal and Shariah regulations for its proper implementation and raising public awareness of its importance and positive impacts on Afghan society—both in terms of preparing qualified personnel to implement it in Islamic banks and from the Shariah and economic perspectives. This, in turn, will lead to the development of the Shariah framework and diversified Islamic financing models in Afghanistan's Islamic banking sector. The research adopts an inductive and analytical approach, analyzing the topic from banking and Shariah perspectives. The study concludes that the Muḍārabah banking product could play a central role in advancing the Shariah framework of Islamic banks in Afghanistan.
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