Kassim, Salina, and Rusni Hassan. “ISSUES FACING ISLAMIC MICROFINANCE AND THEIR POSSIBLE SOLUTIONS: EMPIRICAL EVIDENCE FROM AMANAH IKHTIAR MALAYSIA”. Al-Shajarah: Journal of the International Institute of Islamic Thought and Civilization (ISTAC) (December 1, 2018): 43–67. Accessed May 4, 2024. https://journals.iium.edu.my/shajarah/index.php/shaj/article/view/715.