Adeyemi, A. A., & Haron, R. (2016). THE BEHAVIORAL BIASES OF MUSLIMS IN ISLAMIC BANKING AND FINANCE: A SECOND-ORDER SELF-REPORTED RELIGIOSITY MEASUREMENT INVARIANCE. Al-Shajarah: Journal of the International Institute of Islamic Thought and Civilization (ISTAC), 21(3). https://doi.org/10.31436/shajarah.v21i3.414