Mohamed Naim, A., Isa, M. Y., & Abdul Rahim, A. K. (2018). DOES THE MUTUALITY CONCEPT UPHOLD IN THE PRACTICES OF TAKAFUL INDUSTRY?. Al-Shajarah: Journal of the International Institute of Islamic Thought and Civilization (ISTAC), 149–170. https://doi.org/10.31436/shajarah.v0i0.720