Usman, Abubakar Sadiq, and Rosmaini Tasmin. “The Role of Islamic Micro-Finance in Enhancing Human Development in Muslim Countries”. Journal of Islamic Finance 5, no. 1 (March 11, 2016): 053–062. Accessed July 18, 2024. https://journals.iium.edu.my/iiibf-journal/index.php/jif/article/view/111.