HIKMANY, H. R.; HAMED HIKMANY, A.-N. Know Your Customer (KYC) Credit Risk Assessment: A Study of the PBZ Ikhlas – Zanzibar. Journal of Islamic Finance, [S. l.], v. 14, n. 2, p. 96–108, 2025. Disponível em: https://journals.iium.edu.my/iiibf-journal/index.php/jif/article/view/1032. Acesso em: 27 feb. 2026.