Abdullahi, Ismaila Sabi, Ashurov Sharofiddin, and Salina Kasim. 2024. “Reducing Financial Exclusion and Enhancing Contribution of Non-Interest (Islamic) Banks in Nigeria”. International Journal of Economics, Management and Accounting 32 (1):51-68. https://journals.iium.edu.my/enmjournal/index.php/enmj/article/view/1070.