Alias, Z., Azmi, R., & Mohd Yusof, R. (2018). The Effects of Macroeconomics Determinants and Secured Financing of Islamic Banks on Personal Insolvency: An Empirical Investigation on Malaysia. International Journal of Economics, Management and Accounting, 26(2), 475–497. https://doi.org/10.31436/ijema.v26i2.617